A homeowner policy is a protection package that provides coverage for your property, medical payments for others, and protection against claims someone else makes against you. This type of policy is available for primary residence homes occupied by the owners.

While it is difficult to predict future loss, you can minimize the impact of loss by spending the time necessary to familiarize yourself with your policy and how it specifically addresses your needs in the event of a loss. Plan ahead when you need to purchase insurance - allow the proper amount of time to make an informed decision. Never make important decisions on the spot without conducting research first.

The Tips & Articles for this section will give you a better understanding about the kind of homeowners insurance that is best for you.